AI Voice Agent
Try Free
Debt Collection India

AI Debt Collection for India

Improve recovery rates with RBI-compliant AI voice agents. Respectful collections in Hindi, English, and vernacular languages. Trusted by NBFCs and banks.

RBI

Compliant

30%

Better Recovery

22

Languages

Respectful

AI Tone

India Debt Collection Capabilities

Built for Indian lending operations

RBI Guidelines

Follows all RBI collection guidelines - timing, tone, frequency

Vernacular Languages

Collect in Hindi, Tamil, Telugu, Bengali - customer's mother tongue

Respectful Tone

AI maintains dignity - no threats, no harassment, always polite

Payment Arrangements

AI negotiates payment plans and captures commitments

Calling Time Rules

Automatic enforcement of permitted calling hours

UPI/Payment Links

Send payment links via WhatsApp during the call

Benefits of AI Collections

Why Indian lenders choose AI

For Your Business

  • 30% Better Recovery

    Consistent follow-up

  • Zero Complaints

    Respectful AI

  • RBI Compliant

    Built-in guidelines

  • 10x More Calls

    Scale instantly

For Borrowers

  • Respectful Treatment

    No harassment

  • Their Language

    Mother tongue

  • Easy Payment

    UPI link in call

  • Flexible Plans

    AI negotiates

How AI Debt Collection Works

From overdue to recovered

1

Overdue Flagged

From loan system

2

AI Calls

Respectful reminder

3

Commitment Made

Payment arranged

4

Payment Tracked

Follow-up if needed

Debt Collection Success Stories

Real results from India

"Our collection agents were getting complaints. AI is always respectful and our complaints dropped to zero. Recovery actually improved 25%."

Zero Complaints

Mumbai

Collections Head

"Rural borrowers prefer Hindi calls. AI speaks fluent Hindi and our Tier 3 city recovery improved dramatically."

Rural Recovery Up

UP

Operations

Debt Collection India FAQ

Compliance and capability questions

Related India Use Cases

Explore more AI voice solutions for India

Simple, Transparent Pricing

AI-powered phone calls from ₹6/min — or bring your own AI keys and pay just ₹1.5/min platform fee

Pay As You Go
₹6/ minute + telephony$0.07/min
Start immediately, pay per minute
  • No monthly commitment
  • Standard AI providers included
  • Twilio/Exotel integration
  • Call analytics dashboard
  • 8+ Indian languages
  • 24/7 availability
Get Started
Most Popular
Pro
₹1,499/ month$18/month
For growing businesses
  • ₹5/min ($0.06) platform rate
  • 300 minutes included
  • Everything in Pay As You Go
  • Priority support
  • Advanced analytics
  • Custom phone numbers
  • Webhook integrations
Start Free Trial
Max
₹4,999/ month$60/month
For high-volume operations
  • ₹4.50/min ($0.05) platform rate
  • 1,100 minutes included
  • Everything in Pro
  • 20% off premium add-ons
  • Custom AI training
  • Dedicated support
  • Multiple phone numbers
Ultra
₹14,999/ month$180/month
Maximum value for enterprises
  • ₹4/min ($0.04) platform rate - lowest
  • 3,500 minutes included
  • Everything in Max
  • 30% off premium add-ons
  • Dedicated infrastructure
  • 99.9% uptime SLA
  • White-label option
  • Dedicated account manager
Bring Your Own Keys
₹1.5/ minute + your AI & telephonyplatform fee
Use your own STT, LLM & TTS keys
  • Lowest platform rate
  • Bring your own OpenAI, Gemini, Deepgram, ElevenLabs keys
  • Pay AI providers directly at your own rates
  • No platform markup on AI minutes
  • Data residency & compliance friendly
  • Best for high volume
See BYOK Pricing

Ready for RBI-Compliant AI Collections?

Improve recovery with respectful, vernacular AI collections

Start Free Trial

Hear AI Voice Assistant in Action

Real demo calls showcasing low latency and natural conversations in multiple Indian languages

Hindi + English
Lead Qualification

B2B Lead Qualification - Flipkart Gift

AI voice agent qualifying B2B leads for corporate gifting. Ultra-low latency with 1-2 second response time. Bilingual conversation in Hindi and English.

1-2 second response latencyBilingual Hindi + English

Audio player powered by Google Drive

Open in Drive
Malayalam
Education

Institute Admission - Malayalam

AI voice agent handling admission inquiries and appointment booking for educational institutes in Malayalam language.

Malayalam language supportEducation sector use case

Audio player powered by Google Drive

Open in Drive
Tamil
Education

Institute Admission - Tamil

AI voice agent handling admission inquiries and appointment booking for educational institutes in Tamil language.

Tamil language supportEducation sector use case

Audio player powered by Google Drive

Open in Drive
Assamese
Lead Qualification

Solar Company Lead Qualification - Assamese

AI voice agent qualifying leads for solar installation company in Assamese language. Natural conversation flow with product inquiry handling.

Assamese language supportSolar/renewable energy sector

Audio player powered by Google Drive

Open in Drive
Bengali
Appointment Booking

Hospital Appointment Booking - Bengali

AI voice bot helping patients book hospital appointments in Bengali. Natural conversation with availability checking and confirmation.

Bengali language supportHospital appointment booking

Audio player powered by Google Drive

Open in Drive
Hindi
Appointment Booking

Hospital Appointment Booking - Hindi

AI voice bot helping patients book hospital appointments in Hindi. Handles doctor selection, time slot booking, and confirmation.

Hindi language supportHospital appointment booking

Audio player powered by Google Drive

Open in Drive
Telugu
Appointment Booking

Hospital Appointment Booking - Telugu

AI voice bot helping patients book hospital appointments in Telugu. Natural conversation flow for healthcare scheduling.

Telugu language supportHospital appointment booking

Audio player powered by Google Drive

Open in Drive

Simple, Transparent Pricing

Start from $0.04/min - 60% cheaper than alternatives

Pay As You Go
$0.04/ minute + telephony
Start immediately, pay per minute
  • No monthly commitment
  • Standard AI providers included
  • Twilio/Exotel integration
  • Call analytics dashboard
  • 24+ languages
  • 24/7 availability
Get Started Free
Most Popular
Pro
$49/ month
For growing businesses
  • $0.035/min platform rate
  • 300 minutes included
  • Everything in Pay As You Go
  • Priority support
  • Advanced analytics
  • Custom phone numbers
  • Webhook integrations
Start Free Trial
Max
$149/ month
For high-volume operations
  • $0.03/min platform rate
  • 1,100 minutes included
  • Everything in Pro
  • 20% off premium add-ons
  • Custom AI training
  • Dedicated support
  • Multiple phone numbers