Payment processing for SaaS goes far beyond a simple checkout form. You need multi-currency support for global customers, PCI-DSS compliance without the overhead, marketplace payouts for platform businesses, split payment routing, automated refund workflows, and real-time reconciliation. We build payment infrastructure that handles the complexity so your finance team sleeps at night.
INR 2000
Per Hour
30+
SaaS Products Built
4.9/5
Client Rating
<4 Weeks
MVP Delivery
Integrates with the tools you already use
End-to-end payment infrastructure for SaaS products serving customers globally
Accept payments in 135+ currencies with automatic currency detection based on customer location. Intelligent gateway routing that selects the optimal payment processor (Stripe, Razorpay, PayPal, Adyen) based on customer region, payment method, and transaction fees to maximize acceptance rates and minimize processing costs.
Full PCI-DSS compliance without the burden of self-assessment questionnaires. All card data is handled through tokenized payment elements hosted by the payment processor. Your servers never touch raw card numbers. We implement encryption at rest and in transit, access logging, and vulnerability scanning to maintain compliance.
Stripe Connect or Razorpay Route integration for marketplace and platform businesses. Automatic payment splitting between platform and sellers with configurable commission rates, tiered commission structures, and instant or scheduled payouts. Complete seller onboarding flow with KYC verification and bank account linking.
Policy-driven refund automation that processes full refunds, partial refunds, and prorated refunds based on configurable business rules. Refund requests go through approval workflows for amounts above thresholds. Credits are applied to customer accounts automatically with full audit trails and customer notification emails.
Automated daily reconciliation between your application's transaction records and payment gateway settlement reports. Discrepancy detection with automated alerting for missing transactions, amount mismatches, and unexpected chargebacks. Reconciliation dashboards show settlement status, pending payouts, and held funds in real-time.
Comprehensive revenue dashboards tracking gross revenue, net revenue after fees and refunds, gateway processing fees, chargeback rates, and payment method distribution. Exportable reports for accounting teams, automated revenue recognition calculations, and integration with ERP systems for end-of-month financial close.
Payment Acceptance Rate
Currencies Supported
Chargeback Rate
Reconciliation
A proven 5-step process to build secure, reliable payment infrastructure for your SaaS
We map your complete payment lifecycle -- checkout flow, payment methods by region, subscription billing, marketplace payouts, refund policies, and reconciliation requirements. We select the optimal payment gateway stack and design the integration architecture.
Implement payment gateway APIs with secure tokenization, customer payment method storage, and webhook event processing. We build idempotent payment handlers, retry logic for network failures, and state machines that track every transaction through its lifecycle.
Build the marketplace payout system with split payment routing, commission calculations, and seller dashboards. Implement automated reconciliation that matches every transaction in your database against gateway settlement reports and flags discrepancies instantly.
PCI-DSS compliance verification, payment fraud detection testing, chargeback handling workflow validation, and load testing under high transaction volumes. We test every payment path in sandbox environments -- successful charges, declines, 3D Secure challenges, disputes, and refunds.
Production deployment with real-time payment monitoring dashboards, failure rate alerting, and gateway health checks. 30-day post-launch support with ongoing optimization of acceptance rates, fee minimization through intelligent gateway routing, and chargeback prevention.
Flexible engagement models for SaaS payment infrastructure
"Edesy built our multi-gateway payment system that routes transactions to Stripe for international customers and Razorpay for Indian customers. Our payment acceptance rate went from 91% to 99.4% and we save approximately INR 3 lakhs per month on processing fees from the intelligent routing alone."
C
CFO
Finance at SaaS Marketplace Platform
"Our marketplace processes INR 2 crore in monthly GMV with automatic commission splits and weekly seller payouts. Edesy built the entire payment infrastructure with Stripe Connect including seller onboarding, KYC, and a seller payout dashboard. We have not had a single reconciliation discrepancy in 8 months."
C
CTO
Technology at B2B Marketplace Startup
"The automated refund system reduced our finance team's manual work by 90%. Refunds under INR 5,000 are processed automatically based on our policy rules, while larger amounts go through a one-click approval workflow. Our average refund processing time dropped from 3 days to 4 hours."
HO
Head of Finance
Finance at EdTech SaaS Platform
Resources to help you evaluate and implement
Get a free consultation on payment processing architecture for your SaaS product. Our payment experts will help you select the right gateways, design the optimal checkout flow, and build infrastructure that handles global payments securely.